Employee Benefits
Taking Care of Your Employees

Your employees are the most important part of your operation and play a key role in your business's success. You have a passion for taking care of them, and UPI Brokers has a passion for helping you do just that. With nearly 70 years of combined management experience in employee benefits programs partnering with companies of all sizes, we can develop a tailored employee benefits program to meet your business’s needs at competitive rate/s.

We offer :

  • Packaged solutions for Group Life, Personal Accident & Workmen's Compensation insurance benefits.
  • Packaged solutions for Group Medical insurance benefits from a wide range of local and international insurers.
  • Packaged solutions for group pensions.
  • Dedicated, field-based service personnel to oversee implementation and day-to-day management of your program including handling of claims.

The employee benefits programs we offer are tailored to meet your needs and simplify administration so you can focus on your business. Our experienced claims professionals deliver timely service when it’s needed the most. You can feel confident your employees’ well-being is taken care of, and your employees can feel confident knowing they have financial security during a time of need.

Group Life

Provides cover for employees & labor of any group. Plans are usually tailored and can include a wide range of covers including but not limited to : Death due to any cause, Disabilities whether arising from a sickness &/or accidents, whether temporary &/or permanent.

Local group life policies written In Kuwait usually include Workmen’s Compensation insurance as a part of the packaged policy.

Personal Accidents

Provides cover against Personal injuries arising from an accident. This product can be offered to either individuals &/or on group basis. Cover usually includes accidental death, Permanent Disabilities, whether total or partial arising from an accident and on some occasions can include Total & Temporary disabilities due to an accident.

Group Medical Insurance

Provides cover for medical expenses arising from a sickness &/or an accident. Plans are usually tailored to the client’s needs. Standard cover includes In- patient medical expenses & Out-patient medical expenses. Other optional benefits include cover for Dental treatment, & Maternity benefits.

We offer a wide range of medical insurance solutions through both local and international insurance operators, for both groups and individuals.

Workmen’s Compensation

Provides cover against legal liability arising from work related injuries according to Kuwait Labor Law and it’s applicable amendments. Cover can be arranged in many different formats and usually includes employers liability up to a predefined limit mentioned in the policy. Additional covers can include “work related” sicknesses or diseases.

Group Pensions

A Personal Pension Scheme , can be tailored to corporate and companies as an investment and saving vehicle for their staff and employees, with the primary purpose of building a capital sum to provide as an additional retirement benefit &/or end of service benefits. It usually also provides cover against death and other disability benefits.

Contributions made into the scheme are basically those paid for by the employee as well as those contributed by the employer. Benefits can be taken at any time after a certain predefined period mentioned in the plan. Pension schemes usually provide for different verities of investment options to choose from.